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Wondering which money saving books are a must-read for every stay at home mom? I’m going to share my 6 favorite money saving books that every stay at home mom needs to read.
I love all 6 of these money saving books, and I highly recommend them for any mom, that is looking for ways to save as much money as possible, so you can afford to remain a stay at home mom.
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Become A Money Saving & Money Making Mom
There are so many ways you can save money, in order to afford the stay at home mom life. It is possible to save money, lots of money, you just need to get creative! It’s even possible to earn money from home too! Not only can you save as much as possible, why not consider earning some money too?!
WANT EASY PARTY PLANNING?
John Rohn says, “You become the average of the 5 people you spend the most time with.” Why not become a money saving and money making stay at home mom? One of the best ways to do this is to spend time with some smart authors by reading their books!
My Favorite Money Saving & Money Making Books
Below is my list of my favorite money saving and money making books. I’ve read all 6 of these books many times over. Each one is filled with sticky notes, bookmarks, and highlighted sections, and one book is so well used that I could probably use a new one.
I’d highly recommend all of them. I don’t’ know about you, but I prefer an actual book that I can hold in my hand and highlight or make notes on various sticky notes all through the book.
Especially if it’s an amazing book – one recommended by someone you trust. If you are serious about remaining a stay at home by saving and earning as much as possible, then do yourself a favor and get all 6 of these books right now.
How To Get These Books For Free
I’d be remiss if I didn’t give you a few ideas of how to get these books for FREE too. You can check out any of these books at your local library, or download an audible copy using the Libby app. You can check with friends and family to see if you can borrow them, or try your local thrift store or used books store.
While I highly recommend being as frugal as possible, these 6 books, I own a hard copy of and would recommend you do the same. I know you will want to highlight text and make notes in the margins just like I did.
Money Saving Books Every Stay At Home Mom Needs
The Total Money Makeover, by Dave Ramsey
This book completely changed my life. I was introduced to Dave Ramsey by a family friend that bought Financial Peace University classes for me and my husband as a wedding gift. Thankfully, we went to the classes and they changed the course of our lives, financially, in an amazing way!
When we got married, we had over $90,000 of debt from school loans, a new car, and a credit card. I thought I would always have debt – I thought a car payment was part of grown up life. I had always been told, “You’ll always have a car payment.” Not true!
We Didn’t Have a Financial Plan
Dave’s class opened our eyes to see that we didn’t have a financial plan and we really needed one if we were going to someday change our family tree. Nope, we will never have a car payment!
We jumped in with both feet, and became gazelle intense to pay off our debt. Both of us got extra jobs and we lived on rice and beans. All our debt was paid off in just over 18 months and we will never be in debt again! I’m quite proud of how hard we worked to pay off all our debt, it was not easy, but we did it!
The best part about The Total Money Makeover is that we have been married almost 18 years, and we never fight about money – we don’t have a reason to. We are on the same page with our finances, so there is no need to fight about money. Get this book and get your personal finances in order – you won’t regret it one bit.
Debt Free Degree, by Anthony Oneal
After you get your personal finances in order and decide to become debt free, then you must get Debt Free Degree by Anthony ONeal. I’ve just finished this book and it has me very fired up! Because we don’t live our lives with debt, we don’t plan to have our kids incur debt either – especially for college.
We have talked about this idea of going to college deft free for years and now that we are about to have a high school freshman this fall, the whole idea of having a debt free plan for college is even more necessary.
I’m so glad I found this book and at just the right time! In fact, I’m a little behind (but thankfully, not too much). Anthony says the best time to start planning for college is in 6th grade. There are many steps you can take, starting in middle school, to begin the process of college planning.
Set A Plan Of Action
This book does such a good job of laying out a plan of action to ensure your student can receive a deft free degree. Yes, it will take a lot of hard work. Yes, it will take time and planning. But, it’s very possible to graduate without debt and I’m very excited to see this play out in my family over the next few years!
If you have a middle schooler – get this book! If you have a high schooler and are trying to figure out your college plan – get this book! There are many practical tips on scholarships, grants, ACT and SAT testing, college comparisons, and advice for students and parents on how to earn a debt free degree. Plus, it’s an easy read – only about 200 pages.
The Money Saving Mom’s Budget, by Crystal Paine
Crystal Paine is the creator of MoneySavingMom.com and author of many money saving books. I especially love this book, The Money Saving Mom’s Budget, because she outlines exactly how a stay a home mom can afford to be stay at home mom!
WANT EASY PARTY PLANNING?
A lot of people think that they can’t get their finances in order unless they start making more money. I’ve met many moms who desire to be a stay at home mom, and they just don’t think there is any way to make it work living with only one income.
I’ve found that a lot of times, it’s not the income that is a problem, it’s how the money is spent that is the problem. Money slips through your fingers without a budget and Crystal helps show you just how to set up a budget with the income you do have.
She will help you afford being a stay at home mom – even if at first glance it looks like there will be a big deficit to overcome. Her book is filled with oodles of practical tips on how to save money in every nook and cranny of your life. All stay at home moms need to read this book!
The Life-Changing Magic of Tidying Up, by Marie Kondo
I can just imagine the look on your face right now. Katrina, why this book? That’s not a finance book. How is it going to help me save money?
You are right, it’s not a finance book. It’s a book about tidying up your home and your life. Here is why I love it though – I’ve found that when you have your life in order, you will save money, and you might even earn some money too!
I read this book about 4 years ago and I loved it! At first, I thought it was simply about ways to declutter your house, but it was so much more than that. I did declutter my house, from top to bottom, but after that, it led me to declutter so much more of my life too! It may sound silly, but organizing and decluttering my home led to so many new money making opportunities! Plus, my house was nice and tidy, and I love that feeling!
Not Just Decluttering Your Home
In fact, Marie’s way of folding clothes is amazing! So much so, that my 10 year old daughter has adopted the technique and swears by it! I still fold my clothes exactly how Marie recommends (just look in any of my drawers), and I don’t think I’ll ever go back to how I used to do it, of just stacking all my clothes haphazardly in a drawer.
I’d recommend this book as a great way to get started with organizing and decluttering your home. As you declutter, you will find many things you can sell, and this might be the first way you earn some money as a stay at home mom.
After you read her book, have a garage sale! You also might discover that once your home is chaos free, your creative juices start flowing more freely. You might be flooded with ideas on how you can start earning an income at home – so that you can remain a stay at home mom! I can speak from experience on this one – trust me!
How to Blog For Profit Without Selling Your Soul, by Ruth Soukup
Wait, Katrina, this is taking a whole new turn. I thought we were talking about ways to save money?! We still are, but along with finding as many creative ways as possible to save money, you need to also start thinking about how to make money as a stay at home mom too! Earning some sort of income will help ensure that you can remain a stay at home mom.
Have You Considered Starting A Blog?
Besides, once your kids are in school full time, you will want something to do – I just know it! If you have ever considered starting a blog, this is the first book you should read. Ruth is the creator of LivingWellSpendingLess.com and has grown her blog into a full-time, multi-million dollar business.
Ruth was a stay at home mom of 2 little girls when she started her blog. Her blog now earns her more than a full time income each month. Her business has grown and expanded over the years, but this book is a must-read for anyone considering starting a blog. This was the first book I read when I was in the early stages of blogging and I couldn’t put it down!
Guerrilla Marketing For Free, by Jay Conrad Levinson
Now that we are talking about earning an income as at stay at home mom, you need to read this book too! This book is a money saving book as well as a money earning book. I’ve read this book so many times and still have a ton of pages that are underlined and filled with sticky notes.
Jay’s book is all about ways to market yourself for free. You need to read this book once you get your home and finances in order, and you have come up with some ways to earn some money from home. Guerrilla Marketing For Free will help you find free ways to market your new business ideas so you can start earning money right away!
WANT EASY PARTY PLANNING?
Free Marketing Strategies
I’m not saying you have to start a full time business, I’m thinking more of a smaller scale business idea you might have. Like maybe starting an in-home daycare, or an in-home bakery. Think of things you are good at that you can earn a few extra bucks doing, and then turn it into a business for you while your kids are at school all day!
Once you have your idea, you will need to let everyone know about it, and the best way to do that is to find free ways to market yourself. This book gives you 100 ways you can market yourself for free! If you do just a few of them, you will be on your way to earning some real income – all while remaining a stay at home mom!
There you have it! My 6 favorite money saving books for stay at home moms. Do yourself a big favor and order all 6 of these money saving books today – even if you are not ready to change anything about your financial situation. Just start reading them. You won’t be sorry and I’ll pray they change your life, in a good way, just like they did mine!
Hugs to you momma! I know being a stay at home mom is hard – especially when money is tight, but there is hope! You can save money and still be a stay at home mom too!
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